:root{
  --navy:#12324A;
  --navy-2:#164461;
  --ink:#0B1B2B;
  --slate:#526B78;
  --slate-2:#6F818B;
  --aqua:#2A8C8A;
  --aqua-deep:#1F706F;
  --aqua-soft:#E6F4F3;
  --mist:#F0F7F7;
  --mist-2:#F7FAFA;
  --ivory:#FCFAF5;
  --line:#D9E6E7;
  --white:#FFFFFF;
  --shadow:0 22px 60px rgba(18,50,74,.11);
  --soft-shadow:0 12px 34px rgba(18,50,74,.07);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:var(--ivory);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased;text-rendering:geometricPrecision}
a{color:var(--navy);text-decoration:none}a:hover{text-decoration:none;color:var(--aqua-deep)}
img{max-width:100%;height:auto}.container{width:min(1180px,calc(100% - 56px));margin:0 auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid var(--line);box-shadow:0 6px 24px rgba(18,50,74,.035)}
.nav{height:92px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;align-items:center;gap:18px;min-width:300px;overflow:visible}.brand-symbol{width:78px;height:78px;display:block;overflow:visible;flex:0 0 auto}.brand-divider{height:58px;width:1px;background:var(--line);flex:0 0 auto}.brand-wordmark{display:flex;flex-direction:column;gap:2px;letter-spacing:.19em;line-height:1;white-space:nowrap}.brand-wordmark strong{font-size:22px;font-weight:650;color:var(--navy)}.brand-wordmark span{font-size:13px;font-weight:700;color:var(--navy);letter-spacing:.32em;margin-top:8px;opacity:.86}.main-nav{display:flex;align-items:center;gap:28px;margin-left:auto}.main-nav>a,.dropdown-trigger{font-size:15px;font-weight:600;color:#24313F;white-space:nowrap;letter-spacing:-.01em;background:none;border:0;padding:0;font-family:inherit;cursor:pointer}.main-nav>a:hover,.dropdown:hover .dropdown-trigger{color:var(--navy)}.dropdown{position:relative;padding:34px 0}.dropdown-trigger::after{content:"⌄";font-size:13px;margin-left:6px;color:var(--slate)}.mega{position:absolute;right:-150px;top:84px;width:680px;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);padding:24px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.16s ease;display:grid;grid-template-columns:1.05fr 1.25fr .9fr;gap:20px}.dropdown:hover .mega,.dropdown:focus-within .mega{opacity:1;visibility:visible;transform:translateY(0)}.mega-group h4{margin:0 0 12px;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--slate);font-weight:700}.mega a{display:block;padding:10px 0;border-top:1px solid #EDF2F6;color:var(--ink)}.mega a:first-of-type{border-top:0}.mega a strong{display:block;font-size:15px;font-weight:650}.mega a span{display:block;font-size:13px;color:var(--slate-2);line-height:1.35;margin-top:2px}.nav-actions{display:flex;align-items:center;gap:12px;flex:0 0 auto}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;border:1px solid var(--line);padding:12px 20px;font-size:15px;font-weight:600;line-height:1.1;white-space:nowrap;transition:.18s ease;box-shadow:0 2px 0 rgba(18,50,74,.02)}.btn:hover{transform:translateY(-1px);box-shadow:0 14px 30px rgba(18,50,74,.12)}.btn-primary{background:var(--navy);border-color:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy-2);color:#fff;border-color:var(--navy-2)}.btn-secondary{background:#fff;color:var(--navy)}.btn-aqua{background:var(--aqua);border-color:var(--aqua);color:#fff}.btn-aqua:hover{background:var(--aqua-deep);color:#fff;border-color:var(--aqua-deep)}.mobile-contact{display:none}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#FFFCF7 0%,#FFFFFF 38%,var(--aqua-soft) 100%);border-bottom:1px solid var(--line)}.hero::before{content:"";position:absolute;inset:auto -180px -220px auto;width:620px;height:620px;border-radius:50%;background:radial-gradient(circle,rgba(42,140,138,.20),rgba(42,140,138,.08) 42%,rgba(42,140,138,0) 70%)}.hero::after{content:"";position:absolute;left:-210px;top:100px;width:460px;height:460px;border-radius:50%;background:radial-gradient(circle,rgba(22,68,97,.10),rgba(22,68,97,.035) 44%,rgba(22,68,97,0) 72%)}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.02fr .98fr;gap:58px;align-items:center;padding:92px 0 86px}.eyebrow{font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--aqua-deep);margin-bottom:18px}h1{margin:0;color:var(--ink);font-size:58px;line-height:1.04;letter-spacing:-.045em;font-weight:700;max-width:720px}.lead{font-size:20px;line-height:1.65;color:#506170;margin:24px 0 32px;max-width:720px;font-weight:400}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;align-items:center}.trust-line{display:flex;gap:18px;flex-wrap:wrap;margin-top:30px;color:var(--slate);font-size:14px}.trust-line span{display:inline-flex;align-items:center;gap:7px}.dot{width:6px;height:6px;border-radius:50%;background:var(--aqua);display:inline-block}.hero-card{background:rgba(255,255,255,.88);border:1px solid rgba(216,225,232,.94);border-radius:30px;box-shadow:var(--shadow);padding:34px;backdrop-filter:blur(10px)}.card-label{font-size:12px;text-transform:uppercase;letter-spacing:.13em;font-weight:700;color:var(--slate);margin-bottom:12px}.hero-card h2{font-size:30px;line-height:1.2;margin:0 0 16px;color:var(--ink);font-weight:650;letter-spacing:-.02em}.hero-card p{color:#526271;font-size:17px;margin:0 0 22px}.hero-list{list-style:none;margin:0;padding:0}.hero-list li{display:flex;gap:12px;padding:8px 0;margin:0;color:#304153}.check{width:8px;height:8px;border-radius:50%;background:var(--aqua);color:transparent;display:inline-flex;align-items:center;justify-content:center;font-size:0;flex:0 0 auto;margin-top:9px}.metric-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:26px}.metric{background:linear-gradient(180deg,#fff,var(--mist-2));border:1px solid var(--line);border-radius:18px;padding:18px}.metric strong{display:block;font-size:29px;line-height:1;color:var(--aqua-deep);font-weight:700;margin-bottom:7px}.metric span{font-size:14px;color:var(--slate)}
.page-hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#FFFCF7 0%,#FFFFFF 42%,var(--aqua-soft) 100%);border-bottom:1px solid var(--line);padding:76px 0}.page-hero::before{content:"";position:absolute;right:-200px;top:-220px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(42,140,138,.16),rgba(42,140,138,.05) 48%,rgba(42,140,138,0) 72%)}.breadcrumbs{font-size:13px;color:var(--slate);margin-bottom:18px}.breadcrumbs a{color:var(--slate)}.page-hero h1{font-size:52px;line-height:1.08;letter-spacing:-.04em;margin:0;max-width:900px;color:var(--ink);font-weight:700}.page-hero .lead{margin-top:22px;margin-bottom:0}
.section{padding:80px 0;background:#fff}.section-soft{background:var(--mist-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section-title{max-width:760px;margin-bottom:34px}.section-title h2{font-size:38px;line-height:1.15;letter-spacing:-.03em;margin:0 0 12px;color:var(--ink);font-weight:650}.section-title p{font-size:18px;color:#5B6875;margin:0}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:center}.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:25px;box-shadow:var(--soft-shadow)}.card h3{margin:0 0 10px;font-size:20px;line-height:1.25;color:var(--ink);font-weight:620}.card p{margin:0;color:#586775}.card a{display:inline-flex;margin-top:14px;font-weight:600;color:var(--navy)}.service-strip{display:grid;grid-template-columns:1fr 1fr 1fr;gap:16px;margin-top:28px}.strip-item{border:1px solid var(--line);background:#fff;border-radius:18px;padding:18px}.strip-item span{display:block;font-size:12px;text-transform:uppercase;letter-spacing:.1em;color:var(--slate);font-weight:700;margin-bottom:7px}.strip-item strong{font-size:18px;color:var(--ink);font-weight:620}.process-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:28px;box-shadow:var(--soft-shadow)}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.step{position:relative;background:var(--mist-2);border:1px solid var(--line);border-radius:18px;padding:18px;min-height:148px}.step-number{width:30px;height:30px;border-radius:50%;background:var(--aqua-deep);color:white;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;margin-bottom:14px}.step h3{font-size:17px;margin:0 0 8px;font-weight:620}.step p{font-size:14px;margin:0;color:#596875;line-height:1.5}.cta{background:linear-gradient(135deg,var(--navy),var(--aqua-deep));color:#fff;border-radius:30px;padding:42px;display:flex;justify-content:space-between;gap:24px;align-items:center;box-shadow:var(--shadow)}.cta h2{font-size:34px;line-height:1.15;margin:0 0 10px;font-weight:650}.cta p{margin:0;color:#DDE8F0}.cta .btn{background:#fff;color:var(--navy);border-color:#fff}
.content{max-width:850px}.content h2{font-size:30px;line-height:1.22;color:var(--ink);letter-spacing:-.02em;margin:42px 0 14px;font-weight:650}.content h3{font-size:22px;color:var(--ink);margin:30px 0 10px;font-weight:650}.content p{margin:0 0 18px;color:#435160}.content ul,.content ol{margin:0 0 22px;padding-left:24px;color:#435160}.content li{margin:7px 0}.content blockquote{border-left:4px solid var(--aqua);margin:28px 0;padding:14px 20px;background:var(--aqua-soft);border-radius:0 12px 12px 0;color:#24424A}.split{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:42px;align-items:start}.sidebar{position:sticky;top:108px}.toc{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;box-shadow:0 10px 28px rgba(18,50,74,.04)}.toc h3{font-size:14px;text-transform:uppercase;letter-spacing:.08em;color:var(--slate);margin:0 0 10px;font-weight:650}.toc a{display:block;padding:8px 0;border-bottom:1px solid #edf4f4;font-size:14px;color:#304153}.cta-panel{background:linear-gradient(135deg,var(--navy),var(--aqua-deep));color:#fff;border-radius:26px;padding:34px;box-shadow:var(--shadow)}.cta-panel h2,.cta-panel h3{color:#fff;margin-top:0;font-weight:650}.cta-panel p{color:#DDE8F0}.cta-panel .btn{background:#fff;color:var(--navy);border-color:#fff}.table{width:100%;border-collapse:separate;border-spacing:0;border:1px solid var(--line);border-radius:18px;overflow:hidden;background:#fff;margin:24px 0}.table th,.table td{padding:16px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left}.table th{background:var(--aqua-soft);color:var(--ink);font-weight:650}.table tr:last-child td{border-bottom:0}.faq details{border:1px solid var(--line);border-radius:16px;background:#fff;margin:12px 0;padding:0;box-shadow:0 8px 18px rgba(18,50,74,.035)}.faq summary{cursor:pointer;list-style:none;padding:18px 20px;font-weight:650;color:var(--ink)}.faq summary::-webkit-details-marker{display:none}.faq details[open] summary{border-bottom:1px solid var(--line)}.faq details div{padding:18px 20px;color:#566575}.form-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field label{display:block;font-size:13px;font-weight:650;color:var(--ink);margin:0 0 6px}.field input,.field select,.field textarea{width:100%;border:1px solid var(--line);border-radius:12px;padding:12px 13px;font:inherit;color:#304153;background:#fff}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid rgba(42,140,138,.16);border-color:var(--aqua)}.field textarea{min-height:120px}.field.full{grid-column:1/-1}.article-list{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.article-card{display:block;background:#fff;border:1px solid var(--line);border-radius:20px;padding:25px;color:inherit;box-shadow:0 10px 28px rgba(18,50,74,.045)}.article-card:hover{text-decoration:none;box-shadow:var(--shadow);transform:translateY(-2px)}.article-card h2{font-size:21px;margin:0 0 10px;color:var(--ink);font-weight:650}.tag{display:inline-flex;border:1px solid rgba(42,140,138,.20);background:var(--aqua-soft);border-radius:999px;padding:5px 10px;font-size:12px;color:var(--aqua-deep);font-weight:650;margin-bottom:12px}.pill-row{display:flex;gap:10px;flex-wrap:wrap}.pill{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 12px;font-size:13px;color:#48515d}.notice{background:var(--aqua-soft);border:1px solid var(--line);color:#24424A;border-radius:14px;padding:14px 16px;margin:20px 0}.flow{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.flow div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px;text-align:center;font-weight:620;color:var(--ink)}
footer{padding:34px 0;color:#74808B;font-size:14px;background:var(--ivory);border-top:1px solid var(--line)}.site-footer{background:var(--navy);color:#dbe8ea;padding:56px 0 28px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr .8fr;gap:32px}.site-footer a{color:#e5f0f1}.site-footer h3{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:.08em;font-weight:650}.site-footer p,.site-footer li{color:#c4d3d6;font-size:14px}.site-footer ul{list-style:none;margin:0;padding:0}.site-footer li{margin:8px 0}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:18px;font-size:13px;color:#aebfc2}.footer-brand{display:flex;align-items:center;gap:12px;color:#fff;margin-bottom:14px}.footer-brand svg{width:48px;height:48px}.footer-brand strong{letter-spacing:.16em;font-weight:650}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.mobile-menu-toggle{display:none;align-items:center;justify-content:center;flex-direction:column;gap:5px;width:46px;height:46px;border-radius:14px;border:1px solid var(--line);background:#fff;color:var(--navy);box-shadow:0 8px 24px rgba(18,50,74,.08);margin-left:auto;flex:0 0 auto}
.mobile-menu-toggle span{display:block;width:18px;height:2px;background:currentColor;border-radius:999px;transition:transform .18s ease,opacity .18s ease}
.mobile-menu-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.mobile-menu-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.mobile-menu-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-drawer{position:fixed;inset:0;display:none;z-index:80}
.mobile-drawer.is-open{display:block}
.mobile-drawer-backdrop{position:absolute;inset:0;background:rgba(11,27,43,.38);backdrop-filter:blur(2px)}
.mobile-drawer-panel{position:absolute;top:0;right:0;width:min(360px,100vw);height:100%;background:#fff;color:var(--ink);padding:78px 24px 28px;overflow-y:auto;box-shadow:-24px 0 60px rgba(18,50,74,.14)}
.mobile-drawer-nav{display:grid;gap:10px}
.mobile-drawer-link,.mobile-sub-link{display:block;border:1px solid var(--line);border-radius:16px;background:#fff;padding:14px 16px;font-size:17px;font-weight:620;line-height:1.3;color:var(--ink)}
.mobile-drawer-cta{margin-top:10px}
.mobile-drawer-cta .btn{width:100%;justify-content:center}
.mobile-menu-group{border:1px solid var(--line);border-radius:18px;background:var(--mist-2);padding:2px 0}
.mobile-menu-group summary{list-style:none;cursor:pointer;padding:14px 16px;font-size:17px;font-weight:620;color:var(--ink);display:flex;align-items:center;justify-content:space-between}
.mobile-menu-group summary::-webkit-details-marker{display:none}
.mobile-menu-group summary::after{content:"+";font-size:22px;line-height:1;color:var(--slate)}
.mobile-menu-group[open] summary::after{content:"-"}
.mobile-menu-group-body{display:grid;gap:10px;padding:0 12px 12px}
.mobile-menu-group-body h4{margin:10px 4px 0;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--slate);font-weight:700}
body.mobile-menu-open{overflow:hidden}
@media(min-width:901px){.nav{justify-content:flex-start;gap:0;height:92px}.brand{min-width:0;flex:0 0 auto}.main-nav{margin-left:56px;margin-right:0;gap:32px;flex:0 1 auto}.nav-actions{margin-left:auto}.brand-symbol{width:76px;height:76px}.brand-wordmark strong{font-size:22px;letter-spacing:.19em;color:var(--navy)}.brand-wordmark span{font-size:13px;color:var(--navy)}}
@media(max-width:1100px){.container{width:min(100% - 36px,1180px)}.brand{min-width:270px}.main-nav{gap:18px}.main-nav>a,.dropdown-trigger{font-size:14px}.mega{right:-220px}.nav-actions .btn-secondary{display:none}h1{font-size:50px}}
@media(max-width:900px){.container{width:min(100% - 32px,1180px)}.site-header{backdrop-filter:blur(12px)}.nav{height:auto;min-height:76px;padding:14px 0;gap:14px;justify-content:flex-start}.brand{min-width:0;max-width:calc(100% - 64px);gap:12px}.brand-symbol{width:52px;height:52px}.brand-divider{display:none}.brand-wordmark{gap:0;max-width:100%}.brand-wordmark strong{font-size:15px;letter-spacing:.12em}.brand-wordmark span{font-size:10px;letter-spacing:.22em;margin-top:6px}.main-nav,.nav-actions,.mobile-contact{display:none}.mobile-menu-toggle{display:inline-flex}.hero-grid,.grid-2,.grid-3,.grid-4,.split,.article-list{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero-grid{gap:28px;padding:48px 0 42px}.hero-card{padding:24px;border-radius:24px}.hero-card h2{font-size:26px}.page-hero{padding:48px 0}h1,.page-hero h1{font-size:36px;line-height:1.08;max-width:none}.lead{font-size:17px;line-height:1.55;margin:20px 0 26px}.hero-actions .btn{width:100%}.trust-line{gap:12px;margin-top:22px}.trust-line span{width:100%}.steps{grid-template-columns:1fr}.service-strip{grid-template-columns:1fr}.cta{display:block;padding:28px}.cta h2{font-size:28px}.cta .btn{margin-top:18px;width:100%}.metric-row,.form-grid,.flow{grid-template-columns:1fr}.sidebar{position:static}.section{padding:60px 0}.section-title h2{font-size:30px}.section-title p{font-size:16px}.content h2{font-size:28px}.content h3{font-size:21px}.card,.article-card,.process-card,.form-card,.toc,.cta-panel{border-radius:18px}.table{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch}.table th,.table td{min-width:160px}.footer-brand{align-items:flex-start}}
@media(max-width:560px){.container{width:min(100% - 24px,1180px)}.nav{min-height:70px;padding:12px 0}.brand{max-width:calc(100% - 58px);gap:10px}.brand-symbol{width:44px;height:44px}.brand-wordmark strong{font-size:13px;letter-spacing:.1em}.brand-wordmark span{font-size:9px;letter-spacing:.18em;margin-top:4px}.mobile-menu-toggle{width:42px;height:42px;border-radius:12px}h1,.page-hero h1{font-size:30px}.eyebrow{font-size:11px;letter-spacing:.12em}.lead{font-size:16px}.hero-grid{padding:40px 0 36px}.hero-card,.card,.article-card,.process-card,.form-card,.toc,.cta-panel{padding:20px}.metric strong{font-size:24px}.section{padding:52px 0}.page-hero{padding:40px 0}.section-title h2{font-size:26px}.content h2{font-size:24px}.content h3{font-size:20px}.btn{padding:12px 18px}.footer-grid{grid-template-columns:1fr;gap:24px}.footer-bottom{margin-top:24px}.mobile-drawer-panel{width:min(100vw,340px);padding:72px 20px 24px}}